Insurance cover

Financially sound, client-focused products and services

Our industrial and commercial property insurance, reinsurance and risk transfer capabilities are designed to protect the assets of indigenous and multi-national companies, improve operating reliability and maintain profits and market share.

Our insurance cover is based on the reality of engineering, rather than the uncertainty of models, which not only serves to prevent loss, but generates increased, stable capacity, broader cover and competitive terms and conditions. Products include:

All-Risk property cover

» All-Risk property cover
The FM Global Advantage policy is simple, streamlined, global and responsive to your cover needs, providing cover and limits that exceed the rest of the marketplace.


Business interruption cover

»  Business interruption cover
Our unique Time Element Select™ business interruption cover allows policyholders to choose the best settlement option after a loss has occurred.


Boiler and machinery

»  Boiler and machinery cover
FM Global has been a leader in boiler and machinery (B&M) insurance and reinsurance for more than 125 years. We offer B&M equipment cover and services through our FM Global Advantage all-risk policy.


Cargo Insurance

» Cargo Insurance cover
FM Global's cargo insurance protects your goods from ship to shore, warehouse to warehouse.


Sustainable Cover

» Sustainable cover
Many versions of "green" cover are available in the marketplace today, but none offers the innovative recovery options and flexibility of choice that FM Global’s Sustainability Select™ provides.


Supporting mid-size markets

Mid-size companies can benefit from the same financial strength and loss-prevention expertise through Affiliated FM.